US BANKS & CREDIT

America's biggest banks,
open to you.

A business account with names suppliers and processors trust instantly, plus a US credit history that unlocks higher limits over time. We build your file the way each bank reviews it.

Capital One business cardChase Sapphire Reserve card
2
MAJOR BANKS
WHAT YOU GET

Big-bank credibility. Real US credit.

JPMorgan Chase

PREMIER

A premium account with America's largest bank.

Instant credibility with suppliers and processors, with a file built around what the bank checks for non-resident owners.

Business checking
File prepared to bank rules
Review before submission
Follow-up until opening
Timeline · 1–3 weeksITIN required
Get started

Capital One Business

CREDIT

Where your US credit story starts.

A trusted name to establish your company's credit profile, with a plan to grow your limits.

Business account & card
Credit-building strategy
File prepared for you
Follow-up until approval
Timeline · 1–3 weeksITIN required
Get started
THE JOURNEY

From first message to a big-bank account.

The bank decides. We make sure it receives a file worth saying yes to.

01Instant
You message us
Say hi on WhatsApp or Telegram. A real advisor answers, not a bot.
02Same day
We review your profile
Which bank fits your company, your documents and your goals.
03A few days
We build your file
Every document prepared to the bank's rules and checked twice.
041–3 weeks
Account open
We follow up with the bank until your account is live.
MISSION COMPLETE
Your US bank account is open.
DELIVERED
BANK
Business checking
DELIVERED
CARD
Credit profile started
DELIVERED
PLAN
Credit roadmap
WHAT YOU UNLOCK
Instant credibility
Suppliers and processors know the name
Build US credit
Toward higher limits
Access more US products
As your history grows
Your account, your bank
Held directly with the bank. We prepare and follow up; the bank decides.
Open my US bank account
Timelines are estimates and depend on each institution.
THE DIFFERENCE

Payleep vs. applying alone.

Big banks review files carefully. Most rejections come from the file, not the founder.

WHAT MATTERS
With PayleepRECOMMENDED
1 file
built for each bank
On your own
Rejected
a frequent outcome for weak files
Choosing the bank
Matched to your profile
Applying everywhere
Application file
Prepared to the bank's rules
Incomplete or inconsistent
Document review
Checked twice
Errors found by the bank
US credit history
A plan from day one
Not on the radar
Follow-up
Until your account opens
You chase the bank
Expectations
Clear upfront, branch visits included
Surprises along the way
Compared with handling it yourself, without an advisor. Timelines are estimates.
BUILD YOUR SETUP

Pick what you need.

Select one or more services and see your plan update instantly.

YOUR PLAN
Services
2
Deliverables
8
Advisor
1
Longest step
JPMorgan Chase · 1–3 weeks
You'll need
LLC + EINITIN requiredUS addressPassport
Send me this plan
Timelines are estimates and depend on each institution's review.
AT A GLANCE

Compare in one look.

SERVICEBEST FORTIMELINEYOU PROVIDE
JPMorgan ChaseMaximum credibility1–3 weeksLLC + EIN + ITIN, US address, Passport
Capital One BusinessBuilding credit1–3 weeksLLC + EIN + ITIN
THE BENEFITS

Why founders choose Payleep.

Instant credibility
A big-bank account reassures suppliers, processors and partners.
Build US credit
Start the history that unlocks higher limits.
Files that pass
Prepared to each bank's requirements and reviewed twice.
Clear expectations
We tell you upfront what each bank needs.
QUESTIONS

Questions founders ask us.

Do I need to visit a branch?

Some banks may require it for non-residents. We tell you upfront before you apply.

How long to build credit?

Credit history builds over months of responsible use. We give you a plan from day one.

Can you guarantee approval?

No one can: banks decide. We make sure your file meets their requirements.

Which bank should I choose?

It depends on your profile and goals. We recommend during your discovery call.

The big banks are within reach.
Send one message. Your advisor replies with a personal plan within 24 hours. Next: Processor alternative.
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