PROCESSOR ALTERNATIVE

Never lose a sale
to a frozen processor.

When Stripe or Shopify Payments start capping your growth, we set you up with stable processing matched to your niche, your volume and your risk profile, with a backup ready from day one.

2+
PROCESSORS
WHAT YOU GET

Processing that keeps up. Backups that kick in.

Merchant account

LIVE

A merchant account matched to your business model.

We shortlist processors that accept your industry and volume, then build an application that lands with the right risk team.

Processor shortlist
Application prepared
Fee & reserve review
Follow-up until live
Timeline · 1–3 weeks
Get started

Ocean Payment

LIVE

Card processing built for international online sellers.

Ocean Payment processes card payments for international ecommerce businesses. We prepare your application and handle onboarding with their team.

Global card acceptance
Application prepared
Fee & reserve review
Follow-up until live
Timeline · 1–3 weeks
Get started

Multi-processor setup

BACKUP

Never depend on one processor again.

A second processor running in parallel keeps you selling if one account is paused, limited or under review.

Backup processor
Traffic split strategy
Checkout guidance
Account monitoring
Timeline · 1–3 weeks
Get started

Underwriting file

READY

Everything risk teams want, ready before they ask.

Statements, policies, fulfilment proof and a clear business narrative, assembled and reviewed so your file reads low-risk.

Website & policy review
Processing history pack
Fulfilment proof
Business narrative
Timeline · 2–5 days
Get started
THE JOURNEY

From first message to processing live.

We see your business the way an underwriter does, then fix what they would flag.

01Instant
You message us
Say hi on WhatsApp or Telegram. A real advisor answers, not a bot.
02Same day
We review your risk
Your niche, volumes and history, the way an underwriter sees them.
032–5 days
We build your file
Policies, statements and fulfilment proof, ready for risk teams.
041–3 weeks
You go live
Processing live with the right partner, and a backup in place.
MISSION COMPLETE
You're processing. With a plan B.
DELIVERED
MID
Merchant account
DELIVERED
B
Backup processor
DELIVERED
FILE
Underwriting pack
WHAT YOU UNLOCK
Scale without fear
No single point of failure
Sell in your niche
With processors that accept it
Know your terms
Fees & reserves reviewed upfront
Direct contracts
You contract directly with each processor. We review every term with you before you sign.
Get processing that lasts
Timelines are estimates and depend on each institution.
THE DIFFERENCE

Payleep vs. one processor.

One account means one review away from zero sales. Here is the alternative.

WHAT MATTERS
With PayleepRECOMMENDED
2+
processors, no single point of failure
On your own
1
point of failure
Processors
Main + backup
One account, one risk
If an account is paused
Traffic moves to the backup
Sales stop
Applications
Built for risk teams
Generic and often declined
Fees & reserves
Reviewed before you sign
Discovered after
Your niche
Processors that accept it
Declined by default
Monitoring
Ongoing
None
Compared with handling it yourself, without an advisor. Timelines are estimates.
BUILD YOUR SETUP

Pick what you need.

Select one or more services and see your plan update instantly.

YOUR PLAN
Services
4
Deliverables
16
Advisor
1
Longest step
Merchant account · 1–3 weeks
You'll need
LLC + EINWebsite & policiesProcessing historyStore accessStatements
Send me this plan
Timelines are estimates and depend on each institution's review.
AT A GLANCE

Compare in one look.

SERVICEBEST FORTIMELINEYOU PROVIDE
Merchant accountOutgrowing Stripe1–3 weeksLLC + EIN, Website & policies
Ocean PaymentInternational sellers1–3 weeksLLC + EIN, Website & policies
Multi-processor setupNever going down1–3 weeksProcessing history
Underwriting fileFaster approvals2–5 daysStore access, Statements
THE BENEFITS

Why founders choose Payleep.

Revenue protected
A backup processor keeps you selling.
Built for your niche
Processors that accept your industry.
Fewer surprises
Fees and reserves reviewed before you sign.
Faster approvals
A complete underwriting file from day one.
QUESTIONS

Questions founders ask us.

Do I have to leave Stripe or Shopify?

No. Many clients keep them and add a second processor as backup.

What do processors look at?

Your website, policies, processing history, fulfilment and chargebacks.

Will there be a reserve?

It depends on your risk profile. We review terms with you before you sign.

How long does it take?

Usually one to three weeks, depending on the processor and your file.

Stop betting your revenue on one account.
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